{"id":28991,"date":"2026-07-31T11:00:07","date_gmt":"2026-07-31T11:00:07","guid":{"rendered":"https:\/\/bilnex.io\/en\/free-e-invoice-receiving\/"},"modified":"2026-07-31T11:37:59","modified_gmt":"2026-07-31T11:37:59","slug":"nemokamas-elektroniniu-saskaitu-gavimas","status":"publish","type":"page","link":"https:\/\/bilnex.io\/lt\/nemokamas-elektroniniu-saskaitu-gavimas\/","title":{"rendered":"Nemokamas elektronini\u0173 s\u0105skait\u0173 gavimas Estijoje be naujos programin\u0117s \u012frangos"},"content":{"rendered":"<article class=\"article-content-section article-content article-single\">\n<div class=\"container content-area\">\n<div class=\"text-content ce-answer\">\n<h2 id=\"the-short-answer-free-receiving-exists-but-check-the-account\">The short answer: free receiving exists, but check the account price<\/h2>\n<p>Yes, you can receive e-invoices in Estonia without buying desktop accounting software. Two genuinely free routes exist right now: <a href=\"https:\/\/finbite.eu\/hinnad\/\">Bilnex by Finbite&#8217;s \u20ac0 plan<\/a> and <a href=\"https:\/\/www.rik.ee\/et\/e-arveldaja\/teenustasu\">RIK&#8217;s e-arveldaja<\/a>, which is free to use during the first year. Since <a href=\"https:\/\/www.riigikogu.ee\/tegevus\/eelnoud\/eelnou\/474f591f-8fcf-44ad-8e0d-d2bf68854d65\/raamatupidamise-seaduse-muutmise-seadus\/\">1 July 2025<\/a>, a bookkeeping-obligated entity that has registered itself as an e-invoice recipient in the business register has the right to demand a machine-readable e-invoice from a seller, rather than a PDF. The distinction that matters: invoice traffic itself can be free, but account management, higher volume, or an ERP connection often come with a monthly fee. That&#8217;s true for both Bilnex and RIK, and it&#8217;s worth confirming the exact terms before you sign anything.<\/p>\n<h2 id=\"a-pdf-is-not-an-e-invoice-and-the-2025-change-didn-t-make-ev\">A PDF is not an e-invoice, and the 2025 change didn&#8217;t make every B2B invoice mandatory<\/h2>\n<p>An e-invoice is a file created digitally from the start, structured to a shared standard so it&#8217;s machine-readable \u2014 meaning the recipient&#8217;s software reads the invoice data automatically, without anyone retyping it. According to the <a href=\"https:\/\/www.fin.ee\/finantspoliitika-valissuhted\/arvestusvaldkond\/raamatupidamise-algdokumendid-arved-e-arved\">Ministry of Finance&#8217;s explanation<\/a>, a PDF invoice sent by email is therefore not an e-invoice, no matter how neat it looks. Until 2025, e-invoices were mandatory only for public-sector purchases. Under the <a href=\"https:\/\/www.riigikogu.ee\/tegevus\/eelnoud\/eelnou\/474f591f-8fcf-44ad-8e0d-d2bf68854d65\/raamatupidamise-seaduse-muutmise-seadus\/\">amendment to the Accounting Act<\/a> that took effect on 1 July 2025, <a href=\"https:\/\/www.riigiteataja.ee\/akt\/110102024003\">a bookkeeping-obligated entity registered as an e-invoice recipient may require the seller to issue an e-invoice<\/a> for goods or services purchased, instead of paying against a PDF. An invoice is generally considered compliant if it meets <a href=\"https:\/\/www.fin.ee\/finantspoliitika-valissuhted\/arvestusvaldkond\/raamatupidamise-algdokumendid-arved-e-arved\">EN 16931-1<\/a>, the shared European e-invoice standard also known as the Peppol invoice format (Peppol stands for Pan-European Public Procurement Online, a shared network and format for e-invoices). <a href=\"https:\/\/www.fin.ee\/finantspoliitika-valissuhted\/arvestusvaldkond\/raamatupidamise-algdokumendid-arved-e-arved\">Around 18,000 companies<\/a> have already registered as recipients, and that number keeps growing.<\/p>\n<h2 id=\"bilnex-by-finbite-or-rik-e-arveldaja-what-s-actually-free\">Bilnex by Finbite or RIK e-arveldaja: what&#8217;s actually free?<\/h2>\n<table>\n<thead>\n<tr>\n<th>Criterion<\/th>\n<th>Bilnex by Finbite (\u20ac0\/month)<\/th>\n<th>RIK e-arveldaja<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Monthly fee<\/td>\n<td>\u20ac0 <a href=\"https:\/\/finbite.eu\/hinnad\/\">according to the price list<\/a><\/td>\n<td>\u20ac0 <a href=\"https:\/\/www.rik.ee\/et\/e-arveldaja\/teenustasu\">during the first year of use<\/a><\/td>\n<\/tr>\n<tr>\n<td>Receiving e-invoices<\/td>\n<td>Included, including the Peppol channel<\/td>\n<td>Included, <a href=\"https:\/\/abiinfo.rik.ee\/avalduste-esitamine\/e-arve-vastuvotmise-teenusepakkuja-kinnitamine\">activated in settings<\/a><\/td>\n<\/tr>\n<tr>\n<td>Volume limit<\/td>\n<td>Website advertises &#8220;unlimited e-invoices,&#8221; but <a href=\"https:\/\/finbite.eu\/hinnad\/\">the FAQ points to paid plans once you&#8217;re receiving more than five invoices<\/a>, so confirm the terms before signing up<\/td>\n<td>No explicit invoice cap, but the later fee scales with volume<\/td>\n<\/tr>\n<tr>\n<td>Contract needed<\/td>\n<td>Sign-up form, <a href=\"https:\/\/finbite.eu\/hinnad\/\">no binding obligation before a contract<\/a><\/td>\n<td><a href=\"https:\/\/www.rik.ee\/et\/e-arveldaja\/teenustasu\">Digital user agreement<\/a> signed by someone with right of representation<\/td>\n<\/tr>\n<tr>\n<td>Accounting features<\/td>\n<td>Sales and purchase invoice management, digitization, archiving<\/td>\n<td>Full-featured, web-based accounting software<\/td>\n<\/tr>\n<tr>\n<td>Known follow-on cost<\/td>\n<td>Paid plans kick in for higher volume or an ERP connection<\/td>\n<td>From the second year: <a href=\"https:\/\/www.rik.ee\/et\/e-arveldaja\/teenustasu\">\u20ac5\/year for up to 10 entries a month, or from \u20ac5\/month for heavier use<\/a>, plus VAT<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"set-up-receiving-in-four-steps\">Set up receiving in four steps<\/h2>\n<p>The first decision is the channel. Bilnex by Finbite makes sense if you want one simple place for both sales and purchase invoices; RIK&#8217;s e-arveldaja makes sense if you&#8217;d rather run your bookkeeping from the same spot. Second, sign whatever agreement is required: with RIK that&#8217;s a <a href=\"https:\/\/www.rik.ee\/et\/e-arveldaja\/teenustasu\">digital user agreement<\/a> signed by a person with right of representation for the company; with Bilnex it&#8217;s a sign-up form followed later by a service agreement. Third, switch on e-invoice receiving. In RIK&#8217;s e-arveldaja this happens <a href=\"https:\/\/abiinfo.rik.ee\/avalduste-esitamine\/e-arve-vastuvotmise-teenusepakkuja-kinnitamine\">in settings, where you can also set the email address that gets notified about incoming invoices<\/a>. Fourth, check your entry in the business register: once the service provider has passed your details to the register, the person with right of representation receives an email, and <a href=\"https:\/\/abiinfo.rik.ee\/avalduste-esitamine\/e-arve-vastuvotmise-teenusepakkuja-kinnitamine\">the choice needs to be confirmed within seven days<\/a>. Once confirmed, the company&#8217;s receiving channel shows up in the business register starting the next day.<\/p>\n<h2 id=\"example-five-supplier-invoices-a-month-no-new-software\">Example: five supplier invoices a month, no new software<\/h2>\n<p>Picture a small O\u00dc (an Estonian private limited company) that gets five purchase invoices a month, most of them still arriving as plain PDFs by email. If the company has registered itself as a recipient in the business register, it can simply ask its suppliers to start sending e-invoices instead. A supplier with a \u20ac1,200 invoice now sends it straight through the operator; a notification lands in the agreed inbox, the owner opens it in their account, checks the amount and due date, and confirms it. The original document stays in the system, and nobody has to retype anything. The workflow is essentially the same whether you use Bilnex or RIK&#8217;s e-arveldaja \u2014 the real difference is whether you also want to run your bookkeeping from that same place.<\/p>\n<h2 id=\"check-these-three-things-before-you-sign\">Check these three things before you sign<\/h2>\n<p>First, look closely at the free plan&#8217;s real volume and feature limits. <a href=\"https:\/\/finbite.eu\/hinnad\/\">Bilnex&#8217;s price page advertises unlimited e-invoices for sales invoices, but its FAQ points toward paid plans once you&#8217;re receiving more than five invoices a month<\/a>, so ask for the exact condition before you commit. Second, plan for the cost after the trial year: with RIK, the first year is free, but <a href=\"https:\/\/www.rik.ee\/et\/e-arveldaja\/teenustasu\">an account management fee applies from the second year onward<\/a>, scaled to how many entries you make. Third, keep in mind that accounting source documents \u2014 received e-invoices included \u2014 need to be kept for seven years from the end of the relevant financial year, so it&#8217;s worth checking upfront how, and for how long, your chosen service actually guarantees archiving.<\/p>\n<h2 id=\"why-choose-an-en-16931-or-peppol-capable-channel-now\">Why choose an EN 16931- or Peppol-capable channel now<\/h2>\n<p>No law currently makes B2B e-invoicing generally mandatory within Estonia. The 2025 amendment only created the right to demand an e-invoice once the buyer has registered as a recipient. At EU level, though, it&#8217;s already settled that <a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2025\/516\/oj\/eng\">cross-border B2B VAT reporting measures based on e-invoices take effect from 1 July 2030<\/a> under the so-called ViDA framework (VAT in the Digital Age). If you pick a channel today that already supports the European standard and the Peppol network, you won&#8217;t need to switch systems within the next decade once cross-border reporting becomes real. It&#8217;s one of the few choices that costs little or nothing now and saves genuine work later.<\/p>\n<h2>FAQ<\/h2>\n<h3>Kas e-arveid saab Eestis vastu v\u00f5tta ilma tarkvara ostmata?<\/h3>\n<p>Jah, saab. Kaks reaalset tasuta teed on Bilnex by Finbite&#8217;i 0-eurone pakett ja RIKi e-arveldaja, mille esimene aasta on tasuta. Oluline on kontrollida, kas konto haldamise v\u00f5i suurema mahu korral lisandub kuutasu.<\/p>\n<h3>Mis vahe on Bilnexi ja RIKi e-arveldaja tasuta paketil?<\/h3>\n<p>Bilnex by Finbite pakub 0 \u20ac kuus e-arvete vastuv\u00f5ttu ja m\u00fc\u00fcgiarvete haldust, kuid \u00fcle viie vastuv\u00f5etud arve v\u00f5i ERP-liidese korral v\u00f5ib minna tasuliseks. RIKi e-arveldaja on esimese aasta tasuta, alates teisest aastast maksab alates 5 eurot aastas kuni 10 kandega kuus.<\/p>\n<h3>Kuidas seadistada e-arve vastuv\u00f5tt?<\/h3>\n<p>Esmalt vali kanal (Bilnex v\u00f5i RIK), s\u00f5lmi leping, aktiveeri vastuv\u00f5tt seadetes ja kinnita e-\u00e4riregistri kanne seitsme p\u00e4eva jooksul. P\u00e4rast kinnitamist kuvatakse vastuv\u00f5tukanal j\u00e4rgmisest p\u00e4evast.<\/p>\n<h3>Mida kontrollida enne e-arve teenuse lepingu s\u00f5lmimist?<\/h3>\n<p>Vaata \u00fcle tasuta paketi tegelik mahu- ja funktsioonipiir, arvesta maksumusega p\u00e4rast prooviperioodi ja kontrolli, kuidas teenus arhiveerimist tagab (seadus n\u00f5uab s\u00e4ilitamist seitse aastat).<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Kas e-arveid saab Eestis vastu v\u00f5tta ilma tarkvara ostmata?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Jah, saab. Kaks reaalset tasuta teed on Bilnex by Finbite'i 0-eurone pakett ja RIKi e-arveldaja, mille esimene aasta on tasuta. 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