{"id":29445,"date":"2026-09-18T07:00:01","date_gmt":"2026-09-18T07:00:01","guid":{"rendered":"https:\/\/bilnex.io\/en\/b2b-e-invoicing-finland-2026\/"},"modified":"2026-09-18T07:00:07","modified_gmt":"2026-09-18T07:00:07","slug":"b2b-e-saskaitu-fakturu-israsymas-suomijoje-2026-m","status":"publish","type":"page","link":"https:\/\/bilnex.io\/lt\/b2b-e-saskaitu-fakturu-israsymas-suomijoje-2026-m\/","title":{"rendered":"B2B e. s\u0105skait\u0173 fakt\u016br\u0173 i\u0161ra\u0161ymas Suomijoje 2026 m.: ar jis jau privalomas?"},"content":{"rendered":"
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No. As of 15 September 2026, no Finnish law requires every domestic business-to-business invoice to move as a structured e-invoice. Act 241\/2019<\/a> does something different: it gives the buyer a right to demand one. Since 1 April 2020, both a public-sector contracting authority and a company whose financial-year turnover exceeds \u20ac10,000 can require the seller to send an e-invoice that meets the European standard, and once the buyer asks, a PDF is no longer good enough. The public sector is stricter: since 1 April 2021<\/a> the Finnish state accepts only e-invoices that comply with the European standard. The next real milestone comes from the EU’s ViDA package. Cross-border B2B e-invoicing and transaction-level VAT reporting become mandatory from 1 July 2030<\/a>.<\/p>\n

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Key facts<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n
Fact<\/th>\nValue<\/th>\nValid from<\/th>\nSource<\/th>\n<\/tr>\n<\/thead>\n
Right to demand an e-invoice in Finnish B2B<\/td>\nAct 241\/2019 \u00a74: the invoice recipient may require a structured e-invoice that meets the European standard<\/td>\nsince 01.04.2020<\/td>\nfinlex.fi<\/a><\/td>\n<\/tr>\n
Turnover threshold that decides who counts as a business under the Act<\/td>\nfinancial-year turnover above \u20ac10,000<\/td>\nsince 01.04.2020<\/td>\nfinlex.fi<\/a><\/td>\n<\/tr>\n
Invoicing Finnish state agencies<\/td>\nThe state accepts only e-invoices that comply with the European standard; a PDF attached to an email is not an e-invoice<\/td>\nsince 01.04.2021<\/td>\nvaltiokonttori.fi<\/a><\/td>\n<\/tr>\n
ViDA: cross-border e-invoicing and transaction-level reporting<\/td>\nMandatory for EU cross-border B2B transactions; the seller reports within 10 days, the buyer within 5 days (member states may exclude purchase invoices)<\/td>\nfrom 01.07.2030<\/td>\nvero.fi<\/a><\/td>\n<\/tr>\n
Aligning national real-time reporting systems with the EU model<\/td>\nDeadline 1 January 2035<\/td>\nby 01.01.2035<\/td>\ntaxation-customs.ec.europa.eu<\/a><\/td>\n<\/tr>\n
Peppol usage in Finland<\/td>\n778,884 Peppol transactions in 2025, up 61%<\/td>\npublished 28.05.2026<\/td>\nvaltiokonttori.fi<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

B2G and B2B in Finland are two different regimes<\/h2>\n

Most of the confusion comes from one source: for years the Finnish public sector has repeated the same line, “e-invoices only, please”. That’s accurate, but it describes B2G, meaning invoicing a public-sector buyer.<\/p>\n

What Act 241\/2019 actually requires<\/h3>\n

Act 241\/2019 puts the duty on the buying authority to receive and process compliant e-invoices. A contracting authority (hankintayksikk\u00f6, a public buyer that falls under procurement rules) has had this obligation since 1 April 2019 if it’s a state agency or central purchasing body, and since 1 April 2020 for everyone else. Look closely at what the obligation actually is. It’s a receiving duty on the public buyer, not a sending duty on every Finnish company.<\/p>\n

The state’s own practice goes further than the law requires. The State Treasury says outright that an invoice attached to an email won’t be accepted<\/a>, because that isn’t an e-invoice, and that 98% of invoices sent to the state arrive electronically. The public sector accounts for roughly 7 percent<\/a> of all Finnish B2B invoicing, yet almost every company invoices a public buyer sooner or later. That’s how the practice spreads. It’s market convention, not a general statutory obligation.<\/p>\n

Who does the \u20ac10,000 threshold actually apply to?<\/h2>\n

This is the number people get wrong most often. In Act 241\/2019<\/a>, \u20ac10,000 defines who counts as a business (elinkeinonharjoittaja) for the purposes of that Act. It refers to financial-year turnover.<\/p>\n

It is not:<\/p>\n